By Suhin Nallagatla

Federal Student Loan Interest Rates 2026–2027: New Rates and the Auto-Pay Discount Physicians Shouldn't Miss

Federal student loan interest rates rise for 2026-2027. Grad Direct 8.07%, PLUS 9.07%. Plus: the auto-pay 1% reduction physicians shouldn't miss.

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Suhin Nallagatla

Co-founder, MedDebt · UC Berkeley, Class of 2030 (premed)

Suhin built MedDebt to give medical students the loan modeling tools that financial planners charge $500+ to provide. He tracks federal student loan policy, IDR regulations, and physician personal finance so you don't have to.

Disclosure: This article is for informational purposes only and does not constitute financial, legal, or tax advice. Loan program details change — always verify current rules on studentaid.gov. MedDebt may earn a referral commission if you refinance through links on this site.

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