AAMC Data · Class of 2024
Medical School Debt by School
Real average debt figures for the top 30 US medical schools. The national average is $212,341 for the class of 2024.
$212K
National average
AAMC class of 2024
$204K
Public school avg
vs private at $228K
70%
Graduate with debt
Of all med grads
30
Schools analyzed
With real AAMC data
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Lowest average debt at graduation — AAMC class of 2024
NYU Grossman
New York City, NY
Avg graduate debt
$68K
$145K below avg
WashU
St. Louis, MO
Avg graduate debt
$91K
$121K below avg
Yale
New Haven, CT
Avg graduate debt
$92K
$120K below avg
Johns Hopkins
Baltimore, MD
Avg graduate debt
$112K
$101K below avg
Weill Cornell
New York City, NY
Avg graduate debt
$114K
$98K below avg
Columbia
New York City, NY
Avg graduate debt
$114K
$98K below avg
Harvard
Boston, MA
Avg graduate debt
$119K
$93K below avg
UCSF
San Francisco, CA
Avg graduate debt
$119K
$93K below avg
Baylor
Houston, TX
Avg graduate debt
$127K
$86K below avg
Mayo Clinic
Rochester, MN
Avg graduate debt
$144K
$68K below avg
UT Southwestern
Dallas, TX
Avg graduate debt
$147K
$65K below avg
University of Michigan
Ann Arbor, MI
Avg graduate debt
$150K
$63K below avg
Penn (Perelman)
Philadelphia, PA
Avg graduate debt
$150K
$62K below avg
Duke
Durham, NC
Avg graduate debt
$150K
$62K below avg
UNC Chapel Hill
Chapel Hill, NC
Avg graduate debt
$153K
$59K below avg
Stanford
Stanford, CA
Avg graduate debt
$156K
$56K below avg
UC San Diego
La Jolla, CA
Avg graduate debt
$157K
$55K below avg
UVA
Charlottesville, VA
Avg graduate debt
$157K
$55K below avg
UCLA (Geffen)
Los Angeles, CA
Avg graduate debt
$159K
$54K below avg
Mount Sinai (Icahn)
New York City, NY
Avg graduate debt
$177K
$35K below avg
Emory
Atlanta, GA
Avg graduate debt
$183K
$30K below avg
Northwestern (Feinberg)
Chicago, IL
Avg graduate debt
$192K
$21K below avg
Case Western
Cleveland, OH
Avg graduate debt
$201K
$11K below avg
Pitt
Pittsburgh, PA
Avg graduate debt
$204K
$8K below avg
Vanderbilt
Nashville, TN
Avg graduate debt
$209K
$3K below avg
UW Medicine
Seattle, WA
Avg graduate debt
$210K
$2K below avg
Boston University
Boston, MA
Avg graduate debt
$224K
$11K above avg
Dartmouth (Geisel)
Hanover, NH
Avg graduate debt
$229K
$16K above avg
Tufts
Boston, MA
Avg graduate debt
$259K
$47K above avg
Georgetown
Washington, DC
Avg graduate debt
$272K
$59K above avg
⚠️ 2026 Federal Loan Cap — What Changed
The One Big Beautiful Bill Act (June 2026) caps federal medical student borrowing at $200,000 total and eliminates Grad PLUS loans starting July 1, 2026. Students at schools like Georgetown ($272K avg) or Tufts ($259K avg) who need more than $200K will need private loans — higher rates, no PSLF, no IDR.
Schools with average debt under $200K — Harvard, Yale, WashU, most UC schools — are less affected. School selection is now a more financially consequential decision than ever.