Product updates
Changelog
Every major update to MedDebt — new features, calculator improvements, and AI releases.
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v3.5August 2026Improvement
Faster load times across the site
- Homepage now paints the main headline visibly faster — especially on mobile
- Loan Analyzer and Refinance pages load initial content before the full page JS finishes
- Overall page performance improvements sitewide
v3.4August 2026New feature
School affordability rankings + premed content
- New affordability rankings page — all 30 medical schools ranked by average debt with affordability tiers
- Added to Schools nav so you can find it quickly
- New guides: DO vs MD debt comparison, Caribbean med school debt, MCAT score vs debt tradeoff
v3.3August 2026New feature
MedDebt Wrapped + PSLF countdown clock
- Shareable results card — generate and share a visual summary of your debt strategy
- PSLF Countdown Clock at /pslf-countdown — see exactly how far you are from forgiveness
- Med school chance calculator now links directly to debt data for schools you're considering
v3.2August 2026New feature
Disability insurance integration
- Calculator results now include a handoff to disability coverage gap analysis
- New Attending Checklist disability insurance item with direct link to coverage calculator
- For Attending Physicians page updated with income protection section
v3.1July 2026Improvement
Two new calculator pages
- Doctor Loan Repayment Calculator at /doctor-loan-repayment-calculator
- Medical School Loan Forgiveness Calculator at /medical-school-loan-forgiveness-calculator
- Both added to the footer Tools section
v3.0July 2026Major release
188 articles — all major specialties covered
- Complete specialty coverage: every major physician specialty now has a dedicated debt guide
- IBR vs Standard, PSLF recertification, fellowship planning, and attending contract guides added
- All articles updated to reflect 2026 policy changes (SAVE elimination, RAP introduction)
v2.8July 2026New feature
New Attending Financial Checklist + Tools Hub
- New Attending Checklist at /checklist/new-attending — 20 actionable financial items from Day 1 through Year 1
- Progress is saved — pick up where you left off across sessions
- Tools Hub at /tools — every MedDebt tool in one place
- AI Loan Analyzer at /loan-analyzer — paste your loan details, get instant structured analysis
- Medical Loan Glossary at /glossary — 35+ terms explained in plain English
v2.5June 2026Major release
AI Co-Pilot v2 — image upload + smarter follow-ups
- Upload a photo of your loan statement — AI reads it and pre-fills your calculator inputs automatically
- AI now generates personalized follow-up suggestions based on your actual numbers
- Signed-in users get 25 questions/day; anonymous users get 5/session
- Three layers of privacy disclosure for image uploads — financial data only, never personal identifiers
- Smooth field highlight animation when AI updates your inputs
v2.2June 2026New feature
PSLF employer checker + IDR quiz
- PSLF Employer Checker at /pslf-employer-check — look up whether your hospital qualifies, with 150+ suggestions
- IDR Plan Quiz at /quiz — answer 5 questions, get your best repayment plan
- Financial Wellness Score panel — 4-dimension score card inside the calculator
- Debt Statistics page at /statistics — national data on physician debt, salary ratios, and PSLF savings
- Head-to-head comparison pages: PSLF vs Refinancing, PSLF vs Aggressive Payoff
v2.0May 2026Major release
Scenario saving, comparison mode, and Expert Mode
- Save up to 5 scenarios and share them via URL
- Side-by-side scenario comparison — see two strategies next to each other instantly
- Expert Mode: unlocks refinancing analysis, household/spouse income, and job change scenarios
- Spouse and dual income mode with MFJ vs MFS tax comparison
- Quick Scenarios: one-click presets to model common "what if" decisions
- Download PDF of your full results
v1.5April 2026New feature
21 specialty presets + specialty profile pages
- 21 specialty presets with 2026 salary data — pick your specialty and everything auto-fills
- Dedicated specialty pages at /specialties for all 21 specialties with debt and loan data
- Compare two specialties side by side at /specialties/compare
- Net worth crossover chart — see exactly when you go from negative to positive
- Year-by-year debt and net worth table with full audit trail
v1.0March 2026Major release
MedDebt launches
- Free physician student loan calculator — no account, no credit card, runs entirely in your browser
- PSLF, Standard, Aggressive, and Refinancing strategies compared side by side
- Refinancing analysis with breakeven calculation and federal protections warning
- IDR plan selector (IBR, PAYE, SAVE, ICR)
- "Your Best Strategy" insight panel — one clear recommendation at the top of your results
- Medical school debt pages for the top 30 US schools