For Medical Schools & Residency Programs
A financial planning tool your students will actually use
MedDebt models the full physician loan journey — PSLF, IBR, refinancing, 21 specialty salary presets — in under 2 minutes. License it for your institution, co-branded or fully white-labeled, with your school's debt data pre-populated.
3 schools currently evaluating for their 2027 cohorts
Staff time answering repetitive loan questions — per financial aid office
What your students carry at high-debt schools like Georgetown, GW, Rush
When PGY-1 residents make their PSLF vs. refinancing decision — usually wrong
LCME note: Accreditation standards require schools to demonstrate financial counseling support for students. A licensed MedDebt integration satisfies this requirement and is documentable for your accreditation report.
How it works
We embed in a day
Send us your school logo, average debt figure, and preferred contact. We configure the tool and give you an iframe snippet — your IT team drops it into your financial aid page. No engineering project.
Students use it on their own
No login, no friction. Students run PSLF vs. refinancing vs. aggressive payoff comparisons in under 2 minutes. Your financial aid contact appears directly in their results.
You see the data
Your analytics dashboard shows how many students used the tool, which repayment strategies they modeled, and which specialties they selected. Intel your office has never had.
How MedDebt compares to AAMC MLOC
AAMC MLOC is the default tool most financial aid offices point students to. Here's the gap.
| Feature | MedDebt | AAMC MLOC |
|---|---|---|
| Requires AAMC login | ✗ No login | ✓ Required |
| Works for DO & Caribbean students | ✓ All students | ✗ MD only |
| Models residency income separately | ✓ | ✗ |
| PSLF vs. refinancing side-by-side | ✓ | ✗ |
| 21 specialty salary presets | ✓ | ✗ |
| Auto-updates with policy changes | ✓ Real-time | Slow / manual |
| School branding & customization | ✓ | ✗ |
| Usage analytics for your office | ✓ | ✗ |
| AI Co-Pilot (natural language Q&A) | ✓ | ✗ |
Full comparison at meddebt vs. AAMC MLOC →
Why institutions license MedDebt
Answers the questions your staff fields every day
PSLF vs. refinancing, IBR during residency, specialty salary projections — students get instant, personalized answers instead of booking a 30-minute appointment.
Stays current through policy chaos
SAVE eliminated March 2026. RAP launched July 2026. PAYE/ICR sunset. The tool updated automatically — no work on your end, no outdated handouts.
Data your office has never had
See how many students used it, what strategies they modeled, which specialties they selected. Financial aid offices have never had this kind of insight into student loan decision-making.
Works for every student, regardless of school type
AAMC MLOC requires an AAMC login and doesn't model residency income. MedDebt works for MD, DO, and Caribbean students out of the box — no account required.
A recruiting signal at orientation
"We have a dedicated financial planning tool, updated in real time" is something you can say on day one of M1 orientation. It matters to students who are already worried about debt.
Licensing tiers
Pricing is flexible — happy to work within your budget or procurement process.
Co-Branded
Best for: Fast, low-lift integration
- ✓MedDebt iframe on your financial aid page
- ✓Your school's logo at the top of the tool
- ✓Pre-populated with your avg debt figures
- ✓"Powered by MedDebt" attribution visible
- ✓Usage analytics dashboard
- ✓Auto policy & salary data updates
- ✓Your financial aid contact in results
White-Label
Best for: Full ownership of the student experience
- ✓No MedDebt branding — students see only your name
- ✓Hosted on your subdomain (e.g. loans.hms.edu)
- ✓Full custom branding: logo, colors, typography
- ✓Custom "Contact Financial Aid" button routing
- ✓Dedicated onboarding call with founder
- ✓Priority policy updates before public release
- ✓Exportable reports for accreditation
- ✓Custom content: school FAQs, scholarships, emergency funds
Large residency programs (200+ residents)
Per-resident pricing available: $15–$30/resident/year, billed annually. White-label included. Get a quote →
Common questions
We already use AAMC MLOC.
AAMC MLOC requires an AAMC account and doesn't model residency income separately or compare PSLF to refinancing side by side. If you have DO students, they can't use it at all. MedDebt works for every student regardless of school type, with no login required.
We provide financial advising in-house.
This doesn't replace advisors. It handles basic loan math so your advisors can spend time on complex situations instead of explaining what IBR means for the fifth time that day. Most schools estimate 40–60 hours of saved staff time annually.
Can we try it before committing?
Yes. Email us and we'll set up a demo environment with your school's branding and debt data so you can see exactly how students would experience it before you decide.
How does it stay current with policy changes?
The tool is maintained full-time. When federal rules change — SAVE elimination, RAP launch, PAYE/ICR sunset — the calculator updates automatically. Institution customers are notified ahead of public release.
Ready to see it with your school's branding?
We'll put together a mockup with your logo and your school's average debt figures. No commitment.