By Suhin Nallagatla

IBR vs. Standard Repayment for Doctors: Which Is Better in 2026?

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Suhin Nallagatla

Founder, MedDebt Β· UC Berkeley student

Suhin built MedDebt to give medical students the loan modeling tools that financial planners charge $500+ to provide. He tracks federal student loan policy, IDR regulations, and physician personal finance so you don't have to.

Disclosure: This article is for informational purposes only and does not constitute financial, legal, or tax advice. Loan program details change β€” always verify current rules on studentaid.gov. MedDebt may earn a referral commission if you refinance through links on this site.

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