By Suhin Nallagatla

Doctor Mortgage Loans 2026: The Complete Guide for Physicians

Doctor mortgage loans let physicians buy homes with 0% down and no PMI despite $200K+ in student debt. Here's how they work in 2026.

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Suhin Nallagatla

Co-founder, MedDebt Β· UC Berkeley, Class of 2030 (premed)

Suhin built MedDebt to give medical students the loan modeling tools that financial planners charge $500+ to provide. He tracks federal student loan policy, IDR regulations, and physician personal finance so you don't have to.

Disclosure: This article is for informational purposes only and does not constitute financial, legal, or tax advice. Loan program details change β€” always verify current rules on studentaid.gov. MedDebt may earn a referral commission if you refinance through links on this site.

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