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Physician Debt
Cheat Sheet 2026

One page. PSLF vs aggressive payoff for 10 specialties — real numbers, no fluff.

PSLF total paid vs aggressive payoff — for 10 specialties

Real PSLF savings by specialty (some are surprising)

Salary data from Marit Health 2026, debt from AAMC 2024

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Data from AAMC 2024 & Marit Health 2026 · Run your exact numbers at medschooldebtcalculator.com